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If you've been trying to decide whether you would be better off filing for Chapter 13 or Chapter 7, you should consider contacting a professional in the field and discussing your options with them. They will be able to take a look at your financial situation, your income, your assets, and your goals to decide which route is better for your life. Of course, there's nothing wrong with getting a head start on the process. The more informed you are, the better you can move forward with whatever decision you need to make,christian louboutin outlet. Here are some of the reasons you might choose one form of bankruptcy over another.

Stop Collection Activities

While filing for either type of bankruptcy will result in a stay as it pertains to collection activities, only Chapter 13 will put an end to it for the entire filing period (which can last years). With 7, the activity is only stopped for 90 days. If you're experiencing the deleterious effects of aggressive collection (harassing calls, wage garnishment, foreclosure, and more), this might play a big role in determining which route you wish to go. Talk to a good lawyer to determine if this is reason enough for you to choose this form of bankruptcy.

Buy Yourself Time

In many cases, when a homeowner is facing imminent foreclosure, they may feel there is nothing they can do to prevent losing the house. This is seldom true, however,red bottom. Filing for Chapter 13 may be just what you need to do to keep the home away from the grasp of the lender. In most cases, the program will give you the chance to take up to 5 years to pay back any overdue payments that you have missed due to financial difficulty and put a stop to foreclosure proceedings. The same can be true for those in danger of losing their car to repossession. These options, however,jordan shoes, can disappear quickly if you take too long to act.

Too Much Income

Sometimes,red bottom shoes, choosing Chapter 13 really isn't a choice at all, but rather a necessity,red bottom. There are certain standards in place that you must meet if you want to qualify for Chapter 7. One of these standards is your level of income, which must not be above the median for your state. If you are over the amount, you will not qualify for that type of filing. Keep in mind that even if your income falls below the median, the court will look at your disposable income and use that as a further test to see if you qualify.
 

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otherwise you will have another problem to remedy.

To be arrested for driving under the influence, or DUI, can turn a fun night into a horror story in just moments. If you have failed the field sobriety test,red bottom, and your blood alcohol content is in excess of .08, then it will be confirmed that you are driving under the influence.
A series of invents will then follow. You will be handcuffed, and the police will bring you to jail. You will sit there with other law offenders until someone posts bail, or release you after a certain period of time. From the point of being arrested until the point you are released, there is almost nothing you can do on your part. After that, you have several options on how to proceed. It is vital that you seek professional help so that you will be fully knowledgeable of your lawful rights and obligations. Failing to do so can cause serious problems during your trial, and will also potentially cause more complications down the road.
The initial thing you must do when dealing with your DUI offense would be to call an attorney,red bottom. Do not call just any kind of attorney; you want an attorney that is experienced on DUI law. Most of these attorneys offer free consultations, and these initial consultations are confidential. Do not choose the first DUI attorney you meet, do a good amount of research before choosing one to represent you. Good attorneys are capable of lowering your sentence, and might even go so far as having your case discarded,christian louboutin shoes. Make sure the attorney and legal fees fit your budget, otherwise you will have another problem to remedy.
After you have gotten an attorney, then you will want to discuss what possible strategies that will work well with your situation. There are a range of approaches that your attorney may take. If the evidence against you is strong such as they have a blood sample record that clearly states that your blood alcohol level is above .08, then it is possible that your best option would be to beg for leniency, mentioning the fact you are a first time offender. However, if they have no strong evidence against you, for example if they do not actually have a record of your blood sample that is above the ,jordan shoes.08, it is possible that your attorney can leverage this fact for you.
It is important to know that even if you are arrested for DUI, that you still have rights that you can exercise. Navigating through DUI law and the trial may be tricky, that is why it is vital that you get a good attorney to represent you,christian louboutin discount, and try to avoid driving legally drunk next time.

 

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